Steps to WCMSA self-administration:
1) Set up a bank account (easy peasy)
2) Go to the doctor’s office. Tell them you’ll be paying with your MSA monies & not to bill Medicare. Get treatment for your WC injury making sure the MSA account is used to pay for only Medicare allowable services. (not so easy peasy)
3) Review your bill and keep detailed records of the service, transaction, check numbers, etc.
4) Send your yearly attestation letter to Medicare (CMS) outlining your expenditures for Medical & Rx costs; any interest earned & the balance of the WCMSA.
There’s a high likelihood that the injured worker may fail at this. Maybe professional administration is worth the cost! It’s better to have all issues addressed than having them boomerang around back along with further litigation.
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